Sandra A. Coleman
Entrepreneur Institute Chair
Keeping The Entrepreneurial Spirit Alive!
Click on the OneStop Below and Start Your Business Off on the Right Track
4. Pennsylvania Business OneStop
FINANCIAL TIPS
YOUR CREDIT HISTORY . . .
- shows what debts you have had and how you have managed them
- Can be used not only for additional or continued credit, but insurance and employment
- Shows payment history for last 24 months
- Includes “loan to availability” ratio, bankruptcy score, employers, public record information [judgments, divorce bankruptcy], and where you have lived
YOU SHOULD KNOW . . .
- Positive information can stay on forever
- Negative information stays on for 7 years, bankruptcy for 10 years
- You can obtain a free report if you have been denied credit
- There are many companies offering credit reports and credit scores such as “freecreditreport.com” “myfico.com” these are not the free site!
- The site established to be in compliance with the law where you can receive one free report each year from each of the 3 major agencies, even if not denied credit is: www.annualcreditreport.com, or you can call: 877-322-8228, or you can write: Annual Credit Report Request Service, P O Box 105281, Atlanta, GA 30348
NCD
50th District Conference
Mover and ShakerAs a fundraiser for North Central District, the Executive Committee is presenting you with an opportunity for special recognition in the NCD Souvenir Journal and at the conference.
NCD MOVER AND SHAKER AWARD
Obtain twenty $10.00 patrons and receive the NCD Mover and Shaker Award.
You will receive a page in Send list of patrons and funds to Sandra A. Coleman, 1411 S. Liebold Street, Detroit, MI. Send list of patrons and a photo to Barbara Tucker at bat0913@sbcglobal.net or 1155 West Woodruff Avenue, Toledo, Ohio 43606.